Announcements:
Welcome to SEMCO - Your Friendly Cooperative! New loan packages available for members Visit our new branch in Semirara Island
Open Hours: 8:00 AM - 5:00 PM
Hotline: +63 (0998) 979-2801

Terms and Conditions

Last updated: [Insert Date]

1. Introduction

Welcome to Semirara Multi-Purpose Cooperative. These Terms and Conditions govern your use of our services and website.

2. Acceptance of Terms

By accessing or using our services, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our services.

3. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new terms on this page.

4. User Responsibilities

You are responsible for your use of our services and for any content you provide. You agree not to use our services for any unlawful purpose.

5. Intellectual Property

All content, trademarks, and other intellectual property on our website are the property of [Your Company Name] or our licensors.

6. Limitation of Liability

In no event shall Semirara Multi-Purpose Cooperative be liable for any indirect, incidental, or consequential damages arising from your use of our services.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of [Your State/Country].

8. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: hello@yourcompany.com

Phone: +1 (555) 123-4567